Hello, i dont have much time to read answers but i will answer the 2 of your questions.gs se glyceryl stearate glyceryl mono stearate i use that for my lotions and i know this is safe and stabil.
you can choose various emoiltments and moisturizers.
For my opinion you should not to use phenoxyethanol ethylhexylglyceryn for your own lotion. You ought to use it for marketted products.