I don’t think you understand the industry. Detergents in household products or cosmetics do not build up over time. Those that did - esp. with branched chain alkyl groups - were banned back in the 70’s.
Phosphate bans were and are regulatory requirements to which industry complied. It was/is not a matter of ingredient statements
Unlike cosmetics, every ingredient used in household US products has to be specifically approved by EPA in years long PMN process that considers environmental fate and human and environmental safety, and high volume materials (HPV’s) are specifically followed in regard to environmental fate and accumulation. Major manufacturers, as with cosmetics guys, market effectively the same product everywhere.
Please understand - the science drives a risk assessment approach here as it does in cosmetics and drugs. I understand folks’ feelings, and your sentiment is closer to that of EWG than science.