I have a question about getting sued. I think product liability insurance is a necessity for both the brand and the manufacturer, but if a brand were to get sued because its product caused an allergic reaction for example, isn't the manufacturer the one that is supposed to get sued? If the brand gets sued because of a "claim" on the product, then yes, it is the brand's responsibility as the brand chooses the wording. But for an actual formulation issue, isn't it the manufacturers responsibility to settle the lawsuit? Should I ask my manufacturer if they have product liability insurance?
Thank you so much!